What it means
When the seller and the buyer are both in Germany and the payment means type code (BT-81) is 59 (SEPA direct debit), the invoice must contain the direct debit group (BG-19). The check looks for the mandate block inside that payment instruction. That is where the mandate reference (BT-89) and the buyer's account to be debited (BT-91) go. Rules DE-R-030 and DE-R-031 check the creditor identifier and the debited account separately.
Why it matters
With a direct debit you collect the money from the buyer's account. Without the mandate details the buyer's bank and software cannot tell what is being collected or on what authority. The invoice is rejected.
How to fix it
In your invoicing software, open the payment details and fill in the SEPA direct debit section: the mandate reference, your creditor identifier and the buyer's IBAN. If the buyer will pay by bank transfer instead, change the payment method and enter your own IBAN as the account to be paid into.
The rule as published
Read the rule on the publisher's site
Business terms: BG-19, BT-81
Where this rule applies
| Rule set | Version |
|---|---|
| Peppol BIS Billing 3.0 (invoice) | 2026.5 |
| Peppol BIS Billing 3.0 (credit note) | 2026.5 |
Check your file
Drop your e-invoice to see whether DE-R-025-1 still fails, and which other rules do.
Related rules
- BR-DE-23-B Bank transfer payments must not carry card or debit details
- BR-DE-24-B Card payments must not carry bank account or debit details
- BR-DE-25-A Direct debit payments need the direct debit details
- DE-R-023-2 Bank transfer payments cannot include card or direct debit data
- DE-R-024-2 Card payments cannot include bank transfer or direct debit data
- BR-49 Payment means code is required