CAMT.052 is the ISO 20022 XML message for a bank-to-customer account report: balances and entries for an account, often sent several times a day. It uses a similar structure to CAMT.053, the end-of-day statement, but it reports on a period that may still be open. Its entries are not necessarily final. Its counterpart in the older Swift messages is MT942.
What is in a CAMT.052 file?
| Element | Holds |
|---|---|
BkToCstmrAcctRpt |
the message: a bank-to-customer account report |
Rpt |
one report for one account and period |
Acct |
the account identifier, such as an IBAN, and its currency |
Bal |
balances, where the bank includes them |
Ntry |
one entry: amount, credit or debit, status, booking and value dates |
NtryDtls |
details: counterparty, IBAN, remittance information |
The message definitions are published by ISO 20022 (ISO 20022), which lists many versions; banks publish their own implementation guidelines on top.
When is CAMT.052 used?
For cash positions during the day: treasury tools read it to see what has come in and gone out before the statement arrives. For bookkeeping, the final record is CAMT.053. For single debit and credit notifications, there is CAMT.054.
What can Klarbon do with CAMT.052?
Reading CAMT.052 files and writing camt.052.001.02 from a structured bank file are in beta. Reading PDF statements is not available yet. If your importer needs an end-of-day statement, choose CAMT.053 instead.
Related
Frequently asked questions
What is the difference between CAMT.052 and CAMT.053?
CAMT.052 is an account report, often sent during the day, and may include entries that are not yet final. CAMT.053 is the statement for a closed period, usually the end of the day.
What is the MT equivalent of CAMT.052?
MT942, the Swift interim transaction report. The equivalent of CAMT.053 is MT940.
Can I import a CAMT.052 file as my bank statement?
Only if your accounting software asks for it. CAMT.052 is an intraday report that may change before the day closes; check whether the importer needs a final CAMT.053 statement.