What it means
The payment card details (ApplicableTradeSettlementFinancialCard) inside the payment means section contain an InterestRatePercent element. EN 16931 has no field for an interest rate on a card. It allows only the card number (BT-87) and the cardholder name (BT-88).
Why it matters
This is a warning, so the file is still accepted. The rate does not affect the invoice totals or the VAT, and the buyer's software is not expected to read it. It is worth fixing to keep the file clean.
How to fix it
Remove the interest rate from the card details your invoicing software exports. If you edit the XML yourself, delete the InterestRatePercent element from the card details. If you charge interest or a fee for late payment, say so in the payment terms (BT-20) as plain text instead.
The rule as published
InterestRatePercent should not be present Where this rule applies
| Rule set | Version |
|---|---|
| EN 16931 (CII) | 1.3.17 |
| XRechnung 3.0 (CII) | 3.0.2 |
| NLCIUS (CII) | 1.0.3.13 |
| France CTC (CII) | 1.4.0-04 |
Check your file
Drop your e-invoice to see whether CII-SR-380 still fails, and which other rules do.
Related rules
- CII-SR-381 Do not include a payment card description
- CII-SR-382 Do not include the name of the account to be debited
- CII-SR-384 Do not include a clearing system name for the debited bank
- CII-SR-385 Do not include the name of the bank to be debited
- CII-SR-386 Do not include an address for the bank to be debited
- CII-SR-388 Do not give invoice-level discounts or charges an ID