CII-SR-384: Do not include a clearing system name for the debited bank

What it means

The bank of the account to be debited (PayerSpecifiedDebtorFinancialInstitution) in the payment means section contains a ClearingSystemName element, the name of the clearing system that bank belongs to. EN 16931 identifies the account to be debited by its account identifier (BT-91) only and has no field for the bank behind it.

Why it matters

This is a warning, so the file is still accepted. The buyer's software does not read details of the debited bank, so the name is ignored. It is worth fixing to keep the file clean.

How to fix it

Look at the direct debit details in your invoicing software and switch off any bank clearing information that is exported. If you edit the XML yourself, delete the ClearingSystemName element, or the whole PayerSpecifiedDebtorFinancialInstitution block if nothing else in it is needed. Keep the account identifier (BT-91) if the invoice is paid by direct debit.

The rule as published

ClearingSystemName should not be present

Where this rule applies