A QBO file is a QuickBooks Web Connect download: the transactions of a bank account, saved from the bank's website and imported into QuickBooks. It belongs to Intuit's OFX programme, like Quicken's QFX, and carries the bank's Intuit identifier, so a bank needs an agreement with Intuit to offer it. QuickBooks Web Connect reads only .qbo files. Klarbon support is planned, not available yet.
What is in a QBO file?
| Part | Holds |
|---|---|
| Bank details | the bank and its Intuit identifier |
| Account | the account the download belongs to |
| Transactions | the account's transactions for the chosen dates |
| Property | Value |
|---|---|
| Family | Intuit OFX programme, Web Connect |
| Imported by | QuickBooks Desktop and QuickBooks Online |
| Bank identifier | Intuit BID, under contract with Intuit |
Intuit describes Web Connect, the identifier and the products that read .qbo files (Intuit OFX connectivity, Web Connect import errors).
QBO, QFX or OFX?
| QBO | QFX | OFX | |
|---|---|---|---|
| For | QuickBooks | Quicken | many finance programs |
| Intuit identifier | yes | yes | no |
| Bank needs an Intuit agreement | yes | yes | no |
What does Klarbon do with QBO files?
Klarbon does not support QBO today; reading QBO files is planned, not available yet. Klarbon does not write QBO files or invent bank identifiers. Reading OFX and QFX statements to convert them is in beta; see supported bank statement files.
Related
Frequently asked questions
What is a QBO file?
A QuickBooks Web Connect file. You download it from your bank's website and import it into QuickBooks Desktop or QuickBooks Online. It holds the account's transactions for the chosen dates.
What is the difference between QBO and QFX?
Both are Web Connect downloads in Intuit's OFX programme. A .qbo file is for QuickBooks and a .qfx file is for Quicken. Each carries the bank's Intuit identifier, so a bank needs an agreement with Intuit to offer them.
Why does QuickBooks reject my QBO file?
Common causes are a file that was not downloaded directly from the bank, an incomplete download, a bank that has stopped offering Web Connect, or an account not set up for it. Intuit's help suggests asking the bank in those cases.
Do I need to sign in to import a QBO file?
In QuickBooks Desktop, yes. Intuit's help says importing Web Connect files requires signing in to your Intuit account within QuickBooks Desktop.
Sources
- Intuit, OFX connectivity types for financial institutions intuit.com
- Intuit, fix Web Connect import errors in QuickBooks Desktop quickbooks.intuit.com