What it means
The payment card details (ApplicableTradeSettlementFinancialCard) inside the payment means section contain a MicrochipIndicator element, a flag for whether the card has a chip. EN 16931 carries only two card details: the card number (BT-87) and the cardholder name (BT-88).
Why it matters
This is a warning, so the file is still accepted. The buyer's software only looks for the fields EN 16931 defines, so the flag is ignored. It is worth fixing to keep the file clean. It does not change how the invoice is paid.
How to fix it
Check which card details your invoicing software exports and switch off any chip or card feature option. If you edit the XML yourself, delete the MicrochipIndicator element. If the invoice is paid by card, keep only the card number (BT-87) and the cardholder name (BT-88).
The rule as published
MicrochipIndicator should not be present Where this rule applies
| Rule set | Version |
|---|---|
| EN 16931 (CII) | 1.3.17 |
| XRechnung 3.0 (CII) | 3.0.2 |
| NLCIUS (CII) | 1.0.3.13 |
| France CTC (CII) | 1.4.0-04 |
Check your file
Drop your e-invoice to see whether CII-SR-372 still fails, and which other rules do.
Related rules
- CII-SR-373 Do not include a payment card type code
- CII-SR-375 Do not include a payment card expiry date
- CII-SR-376 Do not include a card verification number
- CII-SR-377 Do not include a card valid-from date
- CII-SR-378 Do not include a card spending limit
- CII-SR-379 Do not include the amount still available on a card