What it means
When a payment means has type code 30 or 58 (bank transfer or SEPA bank transfer), the account to pay into must be given, either as an IBAN or as another account number (the payment account identifier, BT-84). The check fails when neither is present. It only checks that one of them is there, not its format.
Why it matters
A bank transfer cannot be made without an account to pay into. The buyer or their software would have to look for it elsewhere, so the invoice is rejected.
How to fix it
Check the bank details in your invoicing software, usually under company or payment settings, and make sure the IBAN is filled in and linked to this invoice. For an account without an IBAN, use the account number field. If you do not want to be paid by bank transfer, set the payment type to the way you do want to be paid.
The rule as published
Either the IBAN or a Proprietary ID (BT-84) shall be used. Business terms: BT-84
Where this rule applies
| Rule set | Version |
|---|---|
| EN 16931 (CII) | 1.3.17 |
| XRechnung 3.0 (CII) | 3.0.2 |
| Factur-X 1.09 BASIC WL | 1.0.9-2 |
| Factur-X 1.09 BASIC | 1.0.9-2 |
| Factur-X 1.09 EN 16931 | 1.0.9-2 |
| ZUGFeRD 2.5 BASIC WL | 2.5.2 |
| ZUGFeRD 2.5 BASIC | 2.5.2 |
| ZUGFeRD 2.5 EN 16931 | 2.5.2 |
| NLCIUS (CII) | 1.0.3.13 |
| France CTC (CII) | 1.4.0-04 |
Check your file
Drop your e-invoice to see whether CII-SR-470 still fails, and which other rules do.
Related rules
- BR-50 A credit transfer needs an account number
- BR-61 Payment by transfer needs an account number
- BR-DE-19 A SEPA credit transfer needs a valid IBAN
- DE-R-019 A SEPA bank transfer should name a valid IBAN
- IS-R-006 Payment code 9 for Icelandic sellers needs a 12-digit account
- IS-R-007 Bank transfers from Icelandic sellers need a 12-digit account