CII-SR-464: Remove the payer's bank block

What it means

The check looks in each payment means for the payer's financial institution element. In Factur-X and ZUGFeRD, the official message instead refers to a one-occurrence limit for BT-86, the payment service provider identifier, but the check does not count BT-86. In Factur-X and ZUGFeRD, the check is always true and never fails. In NLCIUS, the official message treats the payer-bank element as prohibited.

Why it matters

In EN 16931, XRechnung, NLCIUS and France CTC, the check excludes the payer's financial institution block from the payment means. That block is separate from the payer's account and from the payee's account and bank details.

How to fix it

For EN 16931, XRechnung, NLCIUS and France CTC, remove ram:PayerSpecifiedDebtorFinancialInstitution from each affected ram:SpecifiedTradeSettlementPaymentMeans. Do not remove the payer's account or the payee's bank details merely to clear this warning. In particular, this check is not an instruction to remove the payee's BIC (BT-86). Export and recheck your file.

The rule as published

PayerSpecifiedDebtorFincancialInstitution should not be used.

Where Factur-X 1.09 BASIC WL, Factur-X 1.09 BASIC, Factur-X 1.09 EN 16931, Factur-X 1.09 EXTENDED, ZUGFeRD 2.5 BASIC WL, ZUGFeRD 2.5 BASIC, ZUGFeRD 2.5 EN 16931, ZUGFeRD 2.5 EXTENDED run it, the rule reads:

Only one BT-86 element is allowed on an invoice.

Where NLCIUS (CII) run it, the rule reads:

PayerSpecifiedDebtorFincancialInstitution shall not be used.

Where this rule applies