What it means
This rule warns when a document-level discount (BG-20) or charge (BG-21), represented by cac:AllowanceCharge directly under Invoice or CreditNote, contains cac:PaymentMeans. Payment instructions (BG-16), including the payment means code (BT-81), belong at document level rather than inside a discount or charge.
Why it matters
EN 16931 associates payment instructions with the invoice or credit note as a whole, not with individual document-level discounts or charges.
How to fix it
Delete cac:PaymentMeans from each cac:AllowanceCharge directly under Invoice or CreditNote. Keep any payment instructions in the document-level cac:PaymentMeans elements. For a bank transfer, check the payment account details there. If your invoicing software writes payment means inside discounts or charges, ask its supplier to fix the export. Recheck the corrected file.
Once the file is corrected, check it again for free: Validate an invoice against EN 16931
Or fix the invoice in a form and download the corrected file, for 1 credit: Fix a rejected e-invoice
The rule as published
A UBL invoice should not include the AllowanceCharge PaymentMeans Where this rule applies
| Rule set | Version |
|---|---|
| EN 16931 (UBL) | 1.3.17 |
| EN 16931 (UBL credit note) | 1.3.17 |
| XRechnung 3.0 (UBL) | 3.0.2 |
| XRechnung 3.0 (UBL credit note) | 3.0.2 |
| Peppol BIS Billing 3.0 (invoice) | 2026.5 |
| Peppol BIS Billing 3.0 (credit note) | 2026.5 |
| SI-UBL 2.0 / NLCIUS (invoice) | 2.0.3.13 |
| SI-UBL 2.0 / NLCIUS (credit note) | 2.0.3.13 |
| France CTC (UBL invoice) | 1.4.0-04 |
| France CTC (UBL credit note) | 1.4.0-04 |
| CIUS-RO UBL Invoice 1.0.9 | 1.0.9 |
| CIUS-RO UBL Credit Note 1.0.9 | 1.0.9 |
Check your file
Drop your e-invoice to see whether UBL-CR-489 still fails, and which other rules do.
Related rules
- UBL-CR-490 Leave the tax exchange rate out of the invoice
- UBL-CR-491 Leave the pricing exchange rate out of the invoice
- UBL-CR-492 Leave the payment exchange rate out of the invoice
- UBL-CR-493 Leave the alternative payment exchange rate out of the invoice
- UBL-CR-494 Leave the rounding amount out of the VAT total
- UBL-CR-495 Leave the tax evidence indicator out of the VAT total