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Make a Swiss QR-bill

Beta This tool is in beta. It is tested on sample files, and details may still change. Review the result before relying on it.

Make a Swiss QR-bill payment part as a PDF, or the code as SVG or PNG, checked against the SIX rules as you type. Free, made on your device.

Creditor, the account holder

Leave it empty to let the payer enter the amount.

A QR-IBAN needs a QR reference. An ordinary IBAN takes a Creditor Reference or none.

Payer (optional)
Payer (optional)

The code is made on your device. Nothing is sent.

In short

Fill in one form and get a payment QR code checked by the same rules as the Check page, made on your device. Free.

You can make a Swiss QR-bill by filling in the account, the creditor's address and, if you like, the amount, payer and reference. Klarbon writes the Swiss QR code on your device and checks it with the same rules as the QR-bill check as you type. Download the payment part with receipt as a PDF, or the code alone as SVG or PNG. It is free, with no account.

How do I make a QR-bill?

  1. Enter the IBAN or QR-IBAN, a Swiss or Liechtenstein account.
  2. Enter the creditor's name and structured address: street, building number, postcode, town and country. Combined address lines have not been allowed since 22 November 2025.
  3. Add the amount and currency, CHF or EUR, or leave the amount empty so the payer enters it.
  4. Choose the reference: a QR reference with a QR-IBAN, a Creditor Reference (RF) or none with an ordinary IBAN.
  5. Fix anything the check under the form points out, then download.

What does the PDF look like?

It is an A4 page with the 210 by 105 mm payment part and receipt at the foot and the separation line marked, laid out to the SIX guidelines and style guide (SIX). The code is printed at 46 by 46 mm with the Swiss cross at 7 mm. Fields with no amount or no payer are printed as blank boxes with corner marks, as the guidelines ask. Text is printed in Helvetica; letters outside the Western European set, such as some accents on names, are kept in the code but may print without the accent.

Bills in euros from 14 November 2026

From 14 November 2026, version 2.4 of the guidelines allows a QR reference with francs only. A bill in euros then uses an ordinary IBAN with a Creditor Reference or no reference (SIX). The form follows the rules in force on the day you make the bill.

What next?

Frequently asked questions

What do I get?

An A4 PDF with the payment part and receipt at the foot, laid out to the SIX guidelines, with the Swiss QR Code at 46 by 46 mm and its cross. You can also save the code alone as SVG or PNG to place in your own invoice layout.

Which reference should I use?

A QR-IBAN, which your bank issues, needs a 27-digit QR reference. An ordinary IBAN takes a Creditor Reference starting with RF, or no reference. The form tells you when the account and the reference do not fit.

In which languages is the payment part printed?

German, French, Italian, English or Romansh, the languages the guidelines give headings for. You choose the language in the form, whatever language this page is in.

Is anything sent to Klarbon?

No. The code, the PDF and the pictures are made in your browser from what you type.

Sources

Updated 8 November 2026