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Warning

UBL-CR-427: The currency of the payee bank account is not used

In short

Warning: worth checking.

UBL-CR-427 means the payee bank account in your UBL invoice or credit note has its own currency code (cbc:CurrencyCode), which EN 16931 does not use. Remove the code from cac:PaymentMeans/cac:PayeeFinancialAccount, export again and recheck the file.

On this page

What it means

This rule checks for cbc:CurrencyCode within cac:PaymentMeans/cac:PayeeFinancialAccount in a UBL invoice or credit note. A currency code there says in which currency the account is held. This is separate from the invoice currency (BT-5). The payment account details carry the account identifier (BT-84), account name (BT-85) and bank identifier (BT-86).

Why it matters

EN 16931 does not use a currency code on the payee bank account. This rule concerns that account-level element, not the invoice currency (BT-5).

How to fix it

Remove cbc:CurrencyCode from cac:PaymentMeans/cac:PayeeFinancialAccount. Do not remove the invoice currency (BT-5). If the buyer really needs to know which currency the account is in, say so in the payment terms (BT-20) instead. Export again and recheck the file.

Once the file is corrected, check it again for free: Validate an invoice against EN 16931

Or fix the invoice in a form and download the corrected file, for 1 credit: Fix a rejected e-invoice

The rule as published

A UBL invoice should not include the PaymentMeans PayeeFinancialAccount CurrencyCode

Where this rule applies

Rule set Version
EN 16931 (UBL) 1.3.17
EN 16931 (UBL credit note) 1.3.17
XRechnung 3.0 (UBL) 3.0.2
XRechnung 3.0 (UBL credit note) 3.0.2
Peppol BIS Billing 3.0 (invoice) 2026.5
Peppol BIS Billing 3.0 (credit note) 2026.5
SI-UBL 2.0 / NLCIUS (invoice) 2.0.3.13
SI-UBL 2.0 / NLCIUS (credit note) 2.0.3.13
France CTC (UBL invoice) 1.4.0-04
France CTC (UBL credit note) 1.4.0-04
CIUS-RO UBL Invoice 1.0.9 1.0.9
CIUS-RO UBL Credit Note 1.0.9 1.0.9
Rule text from phive-rules 4.6.4.

Check your file

Drop your e-invoice to see whether UBL-CR-427 still fails, and which other rules do.

Updated 6 November 2026