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Warning

UBL-CR-429: A bank branch name is not used in EN 16931 payment details

In short

Warning: worth checking.

UBL-CR-429 means the bank branch in the payee account details of your UBL invoice or credit note has a name (cbc:Name), which EN 16931 does not use. Remove the name from cac:PaymentMeans/cac:PayeeFinancialAccount/cac:FinancialInstitutionBranch, export again and recheck the file.

On this page

What it means

This rule checks for cbc:Name within cac:PaymentMeans/cac:PayeeFinancialAccount/cac:FinancialInstitutionBranch in a UBL invoice or credit note. EN 16931 carries the bank identifier (BT-86), usually a BIC, in cbc:ID at this location, but not the branch name.

Why it matters

EN 16931 uses the bank identifier (BT-86) rather than a branch name in this part of the payment details.

How to fix it

Delete cbc:Name from cac:PaymentMeans/cac:PayeeFinancialAccount/cac:FinancialInstitutionBranch. Leave any bank identifier (BT-86) in cbc:ID in the same block. If your invoicing software adds the branch name, adjust the XML export to omit it. Export again and recheck the file.

Once the file is corrected, check it again for free: Validate an invoice against EN 16931

Or fix the invoice in a form and download the corrected file, for 1 credit: Fix a rejected e-invoice

The rule as published

A UBL invoice should not include the PaymentMeans PayeeFinancialAccount FinancialInstitutionBranch Name

Where this rule applies

Rule set Version
EN 16931 (UBL) 1.3.17
EN 16931 (UBL credit note) 1.3.17
XRechnung 3.0 (UBL) 3.0.2
XRechnung 3.0 (UBL credit note) 3.0.2
Peppol BIS Billing 3.0 (invoice) 2026.5
Peppol BIS Billing 3.0 (credit note) 2026.5
SI-UBL 2.0 / NLCIUS (invoice) 2.0.3.13
SI-UBL 2.0 / NLCIUS (credit note) 2.0.3.13
France CTC (UBL invoice) 1.4.0-04
France CTC (UBL credit note) 1.4.0-04
CIUS-RO UBL Invoice 1.0.9 1.0.9
CIUS-RO UBL Credit Note 1.0.9 1.0.9
Rule text from phive-rules 4.6.4.

Check your file

Drop your e-invoice to see whether UBL-CR-429 still fails, and which other rules do.

Updated 6 November 2026