What it means
The payee (BG-10) is the party that receives the payment when that is not the seller. This rule checks that cac:PayeeParty has no cac:FinancialAccount. For a bank transfer, the receiving account identifier (BT-84) belongs in the payment instructions (BG-16), not in the payee block.
Why it matters
EN 16931 calls for cac:FinancialAccount to be left out of cac:PayeeParty. This rule does not require you to add a bank account or change the payment method.
How to fix it
Delete cac:FinancialAccount from cac:PayeeParty. If you need to give a receiving account for a bank transfer, put its identifier (BT-84), such as an IBAN, in cac:PaymentMeans/cac:PayeeFinancialAccount/cbc:ID instead. Keep the payment method that actually applies. Export the file again and recheck it.
Once the file is corrected, check it again for free: Validate an invoice against EN 16931
Or fix the invoice in a form and download the corrected file, for 1 credit: Fix a rejected e-invoice
The rule as published
A UBL invoice should not include the PayeeParty FinancialAccount Where this rule applies
| Rule set | Version |
|---|---|
| EN 16931 (UBL) | 1.3.17 |
| EN 16931 (UBL credit note) | 1.3.17 |
| XRechnung 3.0 (UBL) | 3.0.2 |
| XRechnung 3.0 (UBL credit note) | 3.0.2 |
| Peppol BIS Billing 3.0 (invoice) | 2026.5 |
| Peppol BIS Billing 3.0 (credit note) | 2026.5 |
| SI-UBL 2.0 / NLCIUS (invoice) | 2.0.3.13 |
| SI-UBL 2.0 / NLCIUS (credit note) | 2.0.3.13 |
| France CTC (UBL invoice) | 1.4.0-04 |
| France CTC (UBL credit note) | 1.4.0-04 |
| CIUS-RO UBL Invoice 1.0.9 | 1.0.9 |
| CIUS-RO UBL Credit Note 1.0.9 | 1.0.9 |
Check your file
Drop your e-invoice to see whether UBL-CR-293 still fails, and which other rules do.
Related rules
- UBL-CR-294 A separate buyer customer block should be left out
- UBL-CR-295 A separate seller supplier block should be left out
- UBL-CR-296 The tax representative's care-of flag should be left out
- UBL-CR-297 The tax representative's attention flag should be left out
- UBL-CR-298 The tax representative's website should be left out
- UBL-CR-299 The tax representative's logo reference should be left out