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Error

FX-SCH-A-000028: The invoice must contain exactly one buyer

In short

Error: fails the selected checks.

FX-SCH-A-000028 means the agreement section contains no buyer entry (BG-7), or contains more than one. Correct the buyer details so ram:ApplicableHeaderTradeAgreement contains exactly one ram:BuyerTradeParty.

On this page

What it means

The test counts ram:BuyerTradeParty elements inside ram:ApplicableHeaderTradeAgreement and requires exactly one. This entry represents the buyer (BG-7). The test does not check whether the buyer's details are complete or correct.

Why it matters

The buyer entry identifies the party purchasing the goods or services. The profile provides one agreement-level entry for that party.

How to fix it

Check that the invoice identifies the correct buyer. Add a missing ram:BuyerTradeParty or remove duplicate buyer blocks within ram:ApplicableHeaderTradeAgreement, keeping the intended buyer's details. Export again and recheck the file.

Once the file is corrected, check it again for free: Validate a ZUGFeRD invoice

Or fix the invoice in a form and download the corrected file, for 1 credit: Fix a rejected e-invoice Beta

The rule as published

Element 'ram:BuyerTradeParty' must occur exactly 1 times.

Where this rule applies

Rule set Version
Factur-X 1.09 MINIMUM 1.0.9-2
Factur-X 1.09 BASIC WL 1.0.9-2
Factur-X 1.09 BASIC 1.0.9-2
Factur-X 1.09 EN 16931 1.0.9-2
Factur-X 1.09 EXTENDED 1.0.9-2
ZUGFeRD 2.5 MINIMUM 2.5.2
ZUGFeRD 2.5 BASIC WL 2.5.2
ZUGFeRD 2.5 BASIC 2.5.2
ZUGFeRD 2.5 EN 16931 2.5.2
ZUGFeRD 2.5 EXTENDED 2.5.2
Rule text from phive-rules 4.6.4.

Check your file

Drop your e-invoice to see whether FX-SCH-A-000028 still fails, and which other rules do.

Updated 6 November 2026