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Warning

UBL-CR-460: Payment terms must not carry an early-payment discount amount

In short

Warning: worth checking.

UBL-CR-460 warns that your UBL invoice or credit note includes an early-payment discount amount in cbc:SettlementDiscountAmount within the payment terms. Remove that element from the XML and describe any early-payment conditions in the payment terms text.

On this page

What it means

This rule checks that cac:PaymentTerms contains no cbc:SettlementDiscountAmount element. It does not check document-level discounts (BG-20), the due date (BT-9) or the wording of payment terms (BT-20).

Why it matters

EN 16931 does not use this structured early-payment discount amount within UBL payment terms.

How to fix it

Remove cbc:SettlementDiscountAmount from cac:PaymentTerms. If you offer an early-payment discount, describe its amount and conditions in cbc:Note (BT-20). Do not turn a conditional early-payment discount into a document-level discount (BG-20) just to clear this warning. Recheck the file.

Once the file is corrected, check it again for free: Validate an invoice against EN 16931

Or fix the invoice in a form and download the corrected file, for 1 credit: Fix a rejected e-invoice

The rule as published

A UBL invoice should not include the PaymentTerms SettlementDiscountAmount

Where this rule applies

Rule set Version
EN 16931 (UBL) 1.3.17
EN 16931 (UBL credit note) 1.3.17
XRechnung 3.0 (UBL) 3.0.2
XRechnung 3.0 (UBL credit note) 3.0.2
Peppol BIS Billing 3.0 (invoice) 2026.5
Peppol BIS Billing 3.0 (credit note) 2026.5
SI-UBL 2.0 / NLCIUS (invoice) 2.0.3.13
SI-UBL 2.0 / NLCIUS (credit note) 2.0.3.13
France CTC (UBL invoice) 1.4.0-04
France CTC (UBL credit note) 1.4.0-04
CIUS-RO UBL Invoice 1.0.9 1.0.9
CIUS-RO UBL Credit Note 1.0.9 1.0.9
Rule text from phive-rules 4.6.4.

Check your file

Drop your e-invoice to see whether UBL-CR-460 still fails, and which other rules do.

Updated 6 November 2026