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Error

FX-SCH-A-001004: A payee electronic address needs a scheme attribute

In short

Error: fails the selected checks.

FX-SCH-A-001004 means the payee's electronic address in your payment terms is missing its schemeID attribute. Add the attribute to ram:URIID with an allowed scheme code that matches the address.

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What it means

This rule checks whether schemeID exists on ram:URIID under ram:SpecifiedTradePaymentTerms/ram:PayeeTradeParty/ram:URIUniversalCommunication. An empty attribute satisfies this presence check. FX-SCH-A-001005 separately checks non-empty scheme values against the allowed list.

Why it matters

The scheme identifies the addressing system used by the address in ram:URIID.

How to fix it

Add schemeID to the affected ram:URIID and set it to the appropriate allowed address scheme. For an email address, use EM. If your invoicing software omits the attribute, have its export corrected, then export and recheck.

Once the file is corrected, check it again for free: Validate a ZUGFeRD invoice

Or fix the invoice in a form and download the corrected file, for 1 credit: Fix a rejected e-invoice Beta

The rule as published

Attribute '@schemeID' is required in this context.

Where this rule applies

Rule set Version
Factur-X 1.09 EXTENDED 1.0.9-2
ZUGFeRD 2.5 EXTENDED 2.5.2
Rule text from phive-rules 4.6.4.

Check your file

Drop your e-invoice to see whether FX-SCH-A-001004 still fails, and which other rules do.

Updated 6 November 2026