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Error

FX-SCH-A-000985: Payee in payment terms needs exactly one name

In short

Error: fails the selected checks.

FX-SCH-A-000985 means the payee in your payment terms has no ram:Name element or more than one. Include the payee's name in a single ram:Name element.

On this page

What it means

Each ram:PayeeTradeParty inside ram:SpecifiedTradePaymentTerms must contain one ram:Name element. This rule counts elements; it does not check whether the name is filled in or correct.

Why it matters

ram:Name is the required name field for the payee receiving payment under these terms.

How to fix it

Correct the payee name in your payment terms. In ram:SpecifiedTradePaymentTerms/ram:PayeeTradeParty, add ram:Name if it is missing. If it is repeated, check which name is correct and keep one ram:Name containing that name. Export the corrected file and check it again.

Once the file is corrected, check it again for free: Validate a ZUGFeRD invoice

Or fix the invoice in a form and download the corrected file, for 1 credit: Fix a rejected e-invoice Beta

The rule as published

Element 'ram:Name' must occur exactly 1 times.

Where this rule applies

Rule set Version
Factur-X 1.09 EXTENDED 1.0.9-2
ZUGFeRD 2.5 EXTENDED 2.5.2
Rule text from phive-rules 4.6.4.

Check your file

Drop your e-invoice to see whether FX-SCH-A-000985 still fails, and which other rules do.

Updated 6 November 2026